MediFi

Problem

In many developing countries, patients delay or skip treatment because of one simple barrier: upfront payment.

Healthcare costs are often too high to pay in a single transaction. Families may have income, but not enough immediate liquidity. Hospitals still need full settlement before delivering care. Traditional credit access is slow, expensive, or unavailable. Solution

MediFi bridges that gap with a decentralized payment flow on XRPL:

Patients repay medical expenses in installments without interest. Hospitals receive instant full payment. Liquidity providers cover the upfront cost. Borrowing eligibility is protected with Zero Knowledge Proofs. Identity is verified through the project’s IUD verification layer.